Low Rate MasterCard
If you're looking to keep things really simple and just want a great deal on a credit card, the MyCard Low Rate MasterCard® is just what you're looking for. With an everyday low rate, a generous interest free period and some great added benefits, a MyCard Low Rate MasterCard® really does equal great value.
Features and Benefits - Generous credit limits subject to credit criteria2
- Up to 55 days interest free3
- Purchase Cover Insurance4
- Guaranteed Pricing Scheme4
| Rates and Fees |
In addition to an everyday low rate and great added benefits, you can rest assured that your MyCard MasterCard® is accepted at over 31 million establishments worldwide. While a worldwide ATM and EFTPOS network provides instant access to your funds, you can also bank online or even over the phone. All you need is your MasterCard®, your ATM PIN or telephone PIN (which you can request by calling Card Services) for 24/7 access no matter where you are in the world.
When it comes to a low rate credit card, a MyCard Low Rate MasterCard® gives you more.
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
1The 9.9% p.a. introductory interest rate will only apply to retail purchases made on your account for a period of 12 months after account opening. Cash advances during the introductory interest rate period are subject to your cash advance interest rate. At the end of the introductory interest rate period your interest rate for new purchases and any unpaid purchase balance will revert to your interest rate for purchases. Interest rates are variable, subject to change and credit criteria. This information is current as at 01/02/12. This offer ends 31/7/2012. 2Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Low Rate card. Credit limit is up to $15,000 at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria. 3The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. 4Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at http://www.cardservicesdirect.com.au/. An excess applies to Purchase Cover Insurance. © 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.