Credit Cards
At Queenslanders Credit Union, we like to make things as easy as possible for our members. That's why when it comes to credit cards, we offer three great value, no fuss credit card products for you to choose from.
In partnership with MyCard, Queenslanders provide you with a choice of credit card products that help you get more out of your everyday spending. A MyCard Mastercard® provides you with the convenience, flexibility and security to manage your money from day to day.
Maybe you're looking for a good value credit card that offers real rewards, or maybe you just want to keep things simple with an everyday low rate. No matter which one you're after, a MyCard MasterCard® gives you more.
Use our quick reference guide below to see which card might be right for you and click on the links below for more information.
Low Rate MasterCard 
| Rewards MasterCard 
|
Generous credit limits subject to credit criteria2 Up to 55 days interest free3 Purchase Cover Insurance4 Guaranteed Pricing Scheme4 Annual Fee $75
| - Earn 1 reward point for every $1 spent on your card1
- Generous Credit Limits subject to credit criteria2
- International Travel Insurance4
- Purchase Cover Insurance4
- Guaranteed Pricing Scheme4
- Annual Fee $90
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Platinum MasterCard |
- 50% off the annual fee for the first year5
- Generous credit limits subject to credit criteria2
- Earn 1.25 reward points for every $1 spent on your card1
- International Travel Insurance4
- Purchase Cover Insurance4
- Guaranteed Pricing Scheme4
- Interstate Flight Inconvenience Insurance4
- Transit Accident Insurance4
- Platinum Concierge Service
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1All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open and provided your account is in good order. 2Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Low Rate card, $35,000 p.a. for the Rewards card and $50,000 for the Platinum Card. Credit limit is up to $15,000 on Low Rate Card, $25,000 on Rewards Card and $60,000 on the Platinum Card at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria. 3The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. 4Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.5Subject to your acceptance you will be charged a discounted annual fee of $89 in the first year, which will revert back to the full annual fee of $179 in subsequent years. Half price annual fee offer ends 31/7/2012. © 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.