Home Action Account
If you’re the sort of person who looks to get ahead in life the Home Action Account was designed to suit you.
A Home Action Account allows you to combine your transaction and home loan accounts into one simple account.
With a low rate of interest, calculated on the daily balance, a Home Action Account makes every dollar you deposit count towards paying your home off sooner. Simply have your salary paid directly into your home loan account and draw on it only when you need it.
You can pay for your groceries, fuel, utilities, footy tickets – anything!
Accessing your funds is easy too with ATM and EFTPOS access, Internet Banking, Phone Banking, BPAY, direct debits – basically all the services you would expect on a regular transaction account.
The best thing about a Home Action Account is that you can redraw to the limit of the facility at any time. Instead of going to the expense of obtaining a new loan or loan extension - you can simply draw on the equity in your home loan to cover the cost of a home renovation, pool, new car, holiday – anything really.
Amounts available...
Amounts of $30,000 (minimum) to 80% of the value of the property held as security - depending on servicability and other conditions.
Applying is easy...
Simply pick up an application from your local Queenslanders Credit Union branch, phone 1800 753 377 or download an application off our website (see "Related Links").
Alternatively, you could put one of our Lending Specialists on the job of structuring a solution that is just right for you. That’s what they’re good at! They’ll explain everything in easy to understand language.
Loan protection insurance is available with all Queenslanders Credit Union Home Loans. Premiums are affordable and can be built into your loan repayments. Ask your Loan Consultant to show you just how affordable peace of mind is.
Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products.