Investment Action Account

INVEST IN A BETTER LOAN

If you’re the sort of person who works hard to get ahead in life then – apply for an Investment Action Account.

An Investment Action Account allows you to combine your transaction and investment home loan accounts into one simple account.

How it works...

With a low rate of interest, calculated on the daily balance, a Investment Action Account makes every dollar you deposit count towards paying off your investment sooner. Simply have your salary, rental income or dividends paid directly into your Investment Action Account and draw on it only when you need it.

Use your Investment Action Account to pay for your rates, utilities, insurances, management fees – anything!

Easy access...

Accessing your funds is easy too with ATM and EFTPOS access, Internet Banking, Phone Banking, BPAY, direct debits – basically all the services you would expect on a regular transaction account.

Flexible redraw....

The best thing about an Investment Action Loan is that you can redraw to the limit of the facility at any time. Instead of going to the expense of obtaining a new loan or loan extension - you can simply draw on the equity in your mortgage secured loan to extend your invesments or just enhance your lifestyle.


How to apply

Amounts available...

Amounts of $30,000 (minimum) to 80% of the value of the property held as security - depending on servicability and other conditions.


Applying is easy...

Simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application off our website (see "Related Links").

Or you can apply online now!

Alternatively, you could put one of our Accredited Mortgage Consultants on the job and get them to hunt down the loan that is just right for you. That’s what they’re good at! They’ll explain everything in easy to understand language and maybe even put the kettle on!


More than protection - it's peace of mind

Loan protection insurance is available with all of Queenslanders Credit Union's lines of credit. Premiums are affordable and can be paid monthly. Ask your Loan Consultant to show you just how affordable peace of mind is.


Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products.


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