Personal BankingLoansStandard Overdraft

Standard Overdraft

THE SMART ALTERNATIVE TO A CREDIT CARD

A Queenslanders' Standard Overdraft is a flexible line of credit without the expensive price tag that accompanies many credit card facilities.

Use your overdraft to pay bills, pick up the shortfall when unexpected expenses arise or simply enjoying life - the choice is yours. 

Amounts available...

Amounts of $500 to $20,000 are available - depending on servicability and other conditions.


Access all areas...

Once your Overdraft application is approved, you can link the facility to your main Action Account or another nominated sub-account. Then you can:

• Use it to manage your household expenses;
  
• Link a Visa Debit card to really open up your access options;
  
• Pay your bills via BPay;
  
• Access your cash through both ATMs and EFTPOS;
  
• Add a cheque book;
  
• Access your account via Phone Banking or Internet Banking; or
  
• Transact on your account - over the counter - at any Queenslanders Credit Union branch.
   

More than protection - it's peace of mind

Loan protection insurance is available with all of Queenslanders Credit Union's lines of credit. Premiums are affordable and can be paid monthly. Ask your Loan Consultant to show you just how affordable peace of mind is.  

Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products.

How to apply

Applying is easy – simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application off our website (see "Related Links").

Or you can apply online now!

Alternatively, you could put one of our crack lending specialists on the job and get them to hunt down the loan that is just right for you. That’s what they’re good at! They’ll explain everything in easy to understand language and maybe even put the kettle on!

Queenslanders Credit Union Ltd ABN 85 087 651 063. Terms, conditions and normal lending criteria apply. Fees and charges may apply. Full details including interest rates are available on request.