The Original Home Loan
At Queenslanders we believe that home loans don’t need to be overly complicated. That’s why we have introduced the Original Home Loan.
The Original Home Loan is a basic, variable rate home loan offering:
· A low rate of interest;
· No penalties for additional repayments; and
· The option of a redraw facility.
You can borrow up to 95% of the value/purchase price of your chosen property and, if the property is your principal place of residence, your Original Home Loan will be free of any ongoing monthly fees. Simple!
Applying is easy – simply pick up an application from your local Queenslanders Credit Union branch, phone 1800 753 377, click on the button below or download an application form (see "Related Links").
Queenslanders Credit Union Ltd ABN 85 087 651 063. Terms, conditions and normal lending criteria apply. Fees and charges may apply. Full details including interest rates are available on request.
To ensure you are fully protected, Queenslanders can also arrange a quote on your home and its contents.Through our preferred insurance providers, CGU, you get:
Competitively priced cover;
A variety of policy options - including gap insurance;
Multiple policy discounts;
Easy claims service;
The option to pay your premium monthly – at no extra costs; and
Access to a Queenslanders Insurance Guru any time you want to make changes to your cover.
Loan protection insurance is available with all Queenslanders Credit Union Home Loans. Premiums are affordable and can be built into your loan repayments. Ask your Loan Consultant to show you just how affordable peace of mind is.
Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products.