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6 Reasons you may want to refinance your home loan

Refinancing Home Loan

Thinking about refinancing your home loan but are unsure whether you should?

People refinance their home loan for a variety of reasons.

Whether it’s to lower their repayments, pay off their home sooner, or to finance an extension. Whatever the reason, it’s worth taking a closer look at your current loan and whether a different home lender may offer a product more suited to you and your lifestyle.

Here are six reasons you may want to refinance:

  • Obtain a cheaper interest rate
  • Shorten the term of your loan
  • Gain access to new home loan features
  • Switch…

 

How to research your new home loan

Queenslander House

Are you looking to refinance?

Or perhaps you are looking for the very best first home loan you can get.

Either way, this guide will walk you through what it takes to find the best home loan for you.

In a previous article on refinancing your home loan, we mentioned researching your home loan as one of the five steps involved in refinancing.

With this article we want to show you how you can research home loans to find one that is right for you.

The first thing you will want to do is to find out what’s…

 

Guide to refinancing your home loan

house

So you’re thinking about refinancing your home loan?

Well, you are not alone. Many Australians refinance their home loan every year.

This refinancing has been driven, in part, by the record-low interest rates available over the last few years.

What does refinancing your home loan actually mean? 

In the simplest terms, it means shifting your home loan from one lender to another.

The process is fairly straight forward as well – you simply apply at a new lender,…

 

Should I split my home loan?

Should I split my home loan?

With interest rates at an all-time low, you may be wondering whether you should fix your home loan or choose a variable rate option. This is an equally important question if you’re looking to buy a new home, or if you already have a home loan and simply want to make sure you’re getting the best deal possible. 

Of course, there is a third option to consider – splitting your home loan. This allows you to…

 

What The Big 4 Banks Own

The Big 4 Banks have, over the last few years, been buying up big in the name of expanding their market share within Australia. Don't be fooled into banking with the Big 4 when you thought you were supporting another financial institution. Infographic: What The Big 4 Banks Own

The Take-Aways

  • 9 out of 10 new mortgages signed in Australia are with the Big 4 banks!
  • Commonwealth Bank owns Bankwest and a 80% share of…

 

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