Queenslanders Credit Union


Loan interest rates

(All rates quoted are variable [ie., the interest rate can increase and decrease in line with market movements] except where stated)

Apply here

  1. For new facilities approved between 16 July 2008 and 28 February 2009. On 1 March 2009 the interest rate then reverts to our low variable rate, currently 14.20%p.a. If you have a home loan with Queenslanders the interest rate reverts to 11.20%p.a. If you have a personal loan or car loan with Queenslanders the interest rate reverts to 13.20%p.a.
Interest rates are correct as at 19/07/2008 but are subject to change without notice. All rates quoted are per annum (p.a.). Lending conditions apply. Fees and charges may apply. Terms and conditions apply and are available on request.
  1. This comparison rate applies to a new secured car loan of $30,000 over a term of 5 years.
  2. This comparison rate applies to a new secured car loan of $30,000 over a term of 5 years.
  3. This comparison rate applies to a car loan of $20,000 over a term of 4 years.
  4. This comparison rate applies to a car loan of $10,000 over a term of 3 years.
WARNING: This comparison rate applies only for the example or examples given. Different terms amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interest rates are correct as at 19/07/2008 but are subject to change without notice. All rates quoted are per annum (p.a.). Lending conditions apply. Fees and charges may apply. Terms and conditions apply and are available on request.
  1. This comparison rate applies to a personal loan of $20,000 over a term of 4 years.
  2. This comparison rate applies to a personal loan of $15,000 over a term of 4 years.
  3. This comparison rate applies to a personal loan of $10,000 over a term of 3 years.
WARNING: This comparison rate applies only for the example or examples given. Different terms amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interest rates are correct as at 19/07/2008 but are subject to change without notice. All rates quoted are per annum (p.a.). Lending conditions apply. Fees and charges may apply. Terms and conditions apply and are available on request.
  1. Special discounted introductory rate for first 12 months, then reverts to standard variable rate, currently 6.94%p.a. Conditions apply to the special discounted rate.
  2. Special discounted introductory rate for first 12 months, then reverts to standard investment variable rate, currently 7.09%p.a. Conditions apply to the special discounted rate.
WARNING: This comparison rate applies to a loan of $150,000 over a term of 25 years. Different terms amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interest rates are correct as at 23/12/2008 but are subject to change without notice. All rates quoted are per annum (p.a.). Lending conditions apply. Fees and charges may apply. Terms and conditions apply and are available on request.

Comparison Rate Schedule

Credit Fees and Charges brochure