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4 ways to buy in the suburb you want

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We have all heard the term ‘location, location, location’ when it comes to buying a property.

Well, what happens when you have found the location – the perfect suburb – where you want to live, but it’s out of your price range?

Well, there are ways to still buy in your perfect suburb, but you will need to do your research, be realistic, and have a little patience.

Do your research

You really need to understand the suburb you want to live in if you are to find a property you can afford. A great way to do this is to be on the ground there - get to know the suburb by driving or walking around the streets.



Renovating your home for sale

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This is a guest post by REIQ.

You’ve decided to sell, and you know your home needs some sprucing up or you need to refresh a few things, but when you look around you really don’t know how to prioritise the jobs or what will get the most bang for renovation buck.

This is a common problem, but the solution is not too difficult.

You need to focus on those elements that will catch the eye of the buyer and help them fall in love and make the decision to buy.

Don’t waste time or money on those things that won’t matter…


7 things to consider before buying your next property

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Your current home is nice, but you need to move as it really just doesn’t meet your needs any more.

Sound familiar?

The next step of course is to start looking around for a new home.

But there is much more to consider than just where you’ll move to.

So, before you visit you may want to consider the following:

1. What is it about your current home that isn't suitable anymore?

Understanding why you want to move is a great start to finding a new place that will meet your needs.

Is your current home too small - do you need an extra bedroom?…


A boost to get you into your new home sooner

Family in their new home

The Queensland government has boosted the First Home Owners’ Grant (formerly known as the Great Start Grant) by $5,000, giving a one-off payment of $20,000 to all those who move into their first new home.

This boost kicked off on July 1, 2016 and will expire on June 30, 2017.

The grant explained

The Queensland First Home Owners' Grant allows those buying or building a new home access to a lump sum, one-off, payment from the State Government.

This means if you (and your partner) are buying your very first home, either off-the-plan or building it yourself, you are entitled to the payment.



6 Reasons you may want to refinance your home loan

Refinancing Home Loan

Thinking about refinancing your home loan but are unsure whether you should?

People refinance their home loan for a variety of reasons.

Whether it’s to lower their repayments, pay off their home sooner, or to finance an extension. Whatever the reason, it’s worth taking a closer look at your current loan and whether a different home lender may offer a product more suited to you and your lifestyle.

Here are six reasons you may want to refinance:

  • Obtain a cheaper interest rate
  • Shorten the term of your loan
  • Gain access to new home loan features
  • Switch…