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  Action
Account
Basic
Account
Pensioner
Account

Junior
Savers
Account
LiveFree
Account
Mortgage
Offset
Account
GoSaver
Online
Account
MoneyMaker
Account
Christmas
Club
Account
Term
Deposit
rediCARD
option
Yes Yes Yes From
age 13
No Yes No No No No
Visa Debit
card option
Yes Yes Yes No Yes Yes No No No No
Cheque
book option
Yes No Yes No No Yes No No No No
Pay bills
with BPay
Yes Yes Yes Yes Yes Yes Yes Yes No No
Access
mobile,
internet
& phone
banking
Yes Yes Yes Yes Yes  Yes Yes Yes Yes Enquiry only
Branch
transactions
allowed
Yes Yes Yes Yes Yes Yes Cheque
deposit
only
Yes Yes Yes
Interest
paid
30 June
& 31
December
30 June
& 31
December
30 June
& 31
December
30 June 30 June
& 31
December
Balance offset
from loan when
interest calculated.
End of
month
End of
month
31 October Choose
monthly,
quarterly,
half yearly,
annually or at
maturity