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Compare home loans

  Queenslanders Ultimate Home Loan The Original Home Loan Fixed Rate Home
Loan
Home Action Account
Regular service fee $100/year Nil Nil $8/month (owner-occupied)
$62.50/quarter (investment)
Choice of repayment frequency Weekly, fortnightly
or monthly
Weekly, fortnightly
or monthly
Weekly, fortnightly
or monthly
N/A
Make extra repayments at any time Yes Yes Yes Yes
Free redraw through phone and internet banking Yes Yes Yes N/A
Free mortgage offset Yes Yes Yes  N/A
Available for owner occupied properties Yes Yes Yes Yes
Available for investment purposes Yes Yes Yes Yes
Time to repay the loan Up to 30 years Up to 30 years Up to 30 years Up to 30 years
Interest only option Up to 5 years Up to 5 years Up to 5 years Up to 5 years
Deposit required* 5% of property value
(owner-occupied)
10% (investment)
5% of property value
(owner-occupied)
10% (investment)
5% of property value
(owner-occupied)
10% (investment)
20%
Minimum loan amount $250,000 $50,000 $50,000 $50,000

*Lenders Mortgage Insurance is required if you have less than 20% deposit.