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Buying your first home?

Need some wiggle room to help you get started?  Our personalised service and low deposit requirements can ease you from where you are to where you want to be, with the breathing space to live a little.

Buying your first home is an exciting time in your life – but it can also be a little daunting. To help make the process easier, we've introduced our First Home Buyers Package Loan. A variable rate available to owner occupiers.

It's part of our Ultimate Home Loan package, a bundle that includes your home loan, our Ultimate Package Account (an everyday transaction account) and our low rate optional credit card. Plus, there's no establishment, document or monthly loan maintenance fees! (Annual package fee of $350 applies along with other fees and charges).

Our special rate will have you breathing a sigh of relief at

First home buyer rate

Why choose the Ultimate Home Loan package?

Contact us

Complete the form below to have one of our home lending experts contact you.

Full Name *


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What will be the purpose of your loan?*
To live in For investment purposes

Where did you hear about us?*
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Alternatively, you may apply online, call us, or download the key fact sheet using the buttons below. 

Apply NowContact UsHome Loan  Key Fact Sheet

This variable rate product is available for a limited time only under our Ultimate Home Loan Package to First Home Buyers for the purchase of their principal place of residence, principal and interest loans with new borrowings of at least $100,000 and a maximum loan to value ratio (LVR) of 95%. LVR excludes Lenders Mortgage Insurance (where required). Not available for the restructure of existing Queenslanders Credit Union or Queensland Country Credit Union loan facilities. Offer is subject to withdrawal at any time before a loan contract is entered into. Once a loan is entered into a Member will receive a 1.15% p.a. discount off the Standard Variable Rate for the life of the loan. Normal lending criteria, terms, conditions and fees apply and are available on request. ^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years. Queenslanders Credit Union is a division of Queensland Country Credit Union Limited ABN 77 087 651 027 Australian Credit Licence 244 533.