Home loan special
For a limited time you can lock in a reduced rate on a 2 Year Fixed Rate Home Loan!
4.50% p.a. comparison^*
This special offer is available for owner-occupiers who borrow $100,000 or more, have a deposit of at least 20%, and sign up for the Ultimate Home Loan Package.
Home Loan Features
- No establishment, document or maintenance fees ($350 annual package fee applies)
- 100% mortgage offset account
- Redraw facility
- Choice of weekly, fortnightly or monthly repayments
- 10% discount on home and contents insurance for the first year**
- $0 annual fee on Visa Credit card (saving $39 a year)
- $0 annual fee on Rewarder program (saving $58 a year)
- $0 establishment fee on personal loans (saving $120)
Find out more
Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.
*Available for limited time only. May be withdrawn at any time before a loan contract is entered into. For new borrowings of at least $100,000 or more and a maximum loan to value ratio (LVR) of 80%, involving a new mortgage to Queenslanders Credit Union Limited ('Queenslanders'). Not available for the restructure of existing Queenslanders loan facilities. The LVR excludes any Lenders Mortgage Insurance which may be required. Only available under the Ultimate Home Loan Package. Available to First Home Buyers only for purchase of first principal place of residence. Following expiry of fixed rate, interest rate will revert to Discount Variable Package with a concessional margin of 0.9% under Standard Variable Rate applied.
** Discount applies where insurance policies are arranged through Queenslanders Credit Union Limited. Product issuer is Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.
^WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. A Loan Interest Rate schedule is available online or at any Queenslanders Credit Union branch.
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochure; Fees and Charges brochure; Visa Debit Card Conditions of Use; Internet Banking, Phone Service and Mobile Banking Terms and Conditions of Use; Financial Services Guide; Loan Interest Rate Schedule; and Credit Guide.