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Interest Only Package Loan

Found your dream investment property? We’ve got you sorted with our Interest Only Home Loan*.

Our competitive rate as part of our Ultimate Home Loan* package with premium features like no monthly loan maintenance fees have been designed to help you save on interest and reduce the life of your mortgage.

Flexibility is built into your loan, with the ability to choose between a variable interest rate or a fixed rate for 1, 2 or 3 years (maximum interest only period of 3 years). Plus, have the freedom of making weekly, fortnightly or monthly repayments. You’ll also save time by managing your everyday transaction account, low rate credit card and home loan in one place.

Your Ultimate Home Loan Package Features

RateSaver 3 Year Fixed Interest Only Loan

Looking for a competitive fixed rate interest only loan option? Our RateSaver 3 Year Fixed Loan Interest Only could be exactly what you are looking for. A fixed rate loan gives you certainty of knowing exactly what your interest rate is, and therefore what your repayments will be, for a period of three years.

After the three year fixed period your fixed rate loan will revert to a principal and interest standard variable rate home loan with a discount of 0.75%p.a. for the life of the loan. Alternatively, you can choose to re-fix it again for a fee. 

RateSaver 3 Year Fixed Loan Interest Only Features


Find out more

Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.

Full Name *


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What will be the purpose of your loan?*
To live in For investment purposes

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 Apply NowHome Loan  Key Fact SheetContact Us


ProductInterest rateComparison rate
Investment Interest Only Package Loan
Rates effective from 1 August 2019
Annual feeAmount
Annual Package fee 


This variable rate product is available for a limited time only under our Ultimate Home Loan Package for residential investment, interest only loans with new borrowings of at least $100,000. Maximum interest only period of 3 years. Not available for the restructure of existing Queensland Country Credit Union or Queenslanders Credit Union loan facilities. Offer is subject to withdrawal at any time before a loan contract is entered into. Once a loan is entered into a Member will receive a 1.45% p.a. discount off the Interest Only Standard Variable Rate (SVR). Following the expiry of the interest only period, loan will revert to principal and interest repayments with a 0.85% p.a. discount off the Principal and Interest SVR. Normal lending criteria, terms, conditions and fees apply and are available on request. 

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 Australian Credit Licence 244533.

© Queenslanders Credit Union, a division of Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244533.


Interest Rate


Rate Comparison
Interest rate from
3.89% p.a. 4.24% p.a.


Interest rates effective 8 October 2019, subject to change.