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Interest Only Package Loan

Found your dream investment property? We’ve got you sorted with our Interest Only Home Loan*.

Our competitive rate, and premium features like no establishment, mortgage document or monthly loan maintenance fees have been designed to help you save on interest and reduce the life of your mortgage.

Flexibility is built into your loan, with the ability to choose between a variable interest rate or a fixed rate for 1, 2 or 3 years (maximum interest only period of 3 years). Plus, have the freedom of making weekly, fortnightly or monthly repayments. 

As part of our Ultimate Home Loan* package (annual package fee of $350 and other fees and charges apply), you’ll save time by managing your everyday transaction account, low rate credit card and home loan in one place.

Interest Only Home Loan Rate

Your Ultimate Home Loan Package Features

Find out more

Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.

Full Name *


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What will be the purpose of your loan?*
To live in For investment purposes

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 Apply NowHome Loan  Key Fact SheetContact Us


ProductInterest rateComparison rate
Investment Interest Only Package Loan
Rates effective from 1 August 2019
Annual feeAmount
Loan maintanence fee 
$10 (waived)
Establishment fee
Document fee


Limited time variable rate offer under our Ultimate Home Loan Package interest only loans with new borrowings of at least $100,000 with a maximum loan to value ratio of 95% for owner occupied and 90% for residential investment. Maximum interest only period of 3 years with a 1.35%p.a. discount off our Interest Only Standard Variable Rate.  Following the expiry of the Interest Only period the loan will revert to Principal and Interest repayments with a 0.75% p.a. discount off our Standard Variable Rate.  Normal lending criteria, terms, conditions and fees apply and are available on request. ^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. Queenslanders Credit Union is a division of Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Home Loan brochureAccount and Access Facility Conditions of UseFees and Charges brochureFinancial Services GuideLoan Interest Rate Schedule;and Credit Guide.


Interest Rate


Rate Comparison
Interest rate from
3.99% p.a. 4.34% p.a.


Interest rates effective 1 August 2019, subject to change.