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Travel Insurance

You take care of the selfie, we’ll take care of the camera. 

Together with our insurance partner, CGU Insurance, we’re there when you need us

If you get sick or injured

They’ll provide cover for the ambulance, hospital and surgery while travelling overseas

If your stuff is lost or stolen

They’ll cover the costs for luggage, cameras, clothes and more

If there’s an emergency

They’re on the phone 24/7 and ready to help.

Click here to view the Product Disclosure Statement and other important documents. 

Get an online quote

Great benefits

Read the Product Disclosure Statement (PDS) for the full list of product features.

Overseas medical

If you need unexpected medical or emergency dental treatment while overseas, they’ll cover you.


If you need to cancel your trip due to unforeseen circumstances, they’ll refund your prepaid flights and accommodation.

Rental vehicle cover

If you have an accident in your rental car, they’ll cover the vehicle’s insurance excess (only available on some plans).

Travel disruptions

If you lose your passport, have an accident or the weather goes bananas, we’ll they’ll cover accommodation and travel expenses.

Cover for every type of traveller

Whether it’s your first trip ever or just your first trip this year, we’ve they’ve got you sorted.

Backpackers and first-timers

Your big global adventure awaits and no one knows what’s ahead. So get covered, just in case.


Enjoy your family holiday with peace of mind knowing that you and your loved ones are all insured.

Experienced travellers

If you’re a seasoned traveller, you’ll know that things can and do go wrong. You know what to do.

Get an online quote

Your travel cover, your way: make it your own

International travel

There are four levels of cover to suit your needs and budget:

Australian holidays

When you’re travelling around Australia, you’ll enjoy your trip more knowing you have cover for:

Ski/snowboard holidays

Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:

Cruise holidays

If you’re heading on a cruise, we have optional cruise cover available for your grand voyage. You’ll get:

Optional extra cover for valuables

If you’re taking important possessions with you, CGU will cover the replacement of items such as:

Conditions apply to all cover types. Please see the PDS for full terms and conditions. 

Get an online quote 

Common questions

Got questions about travel insurance?

Are my flights covered with travel insurance?

If you need to cancel your flights due to unforeseen circumstances, CGU will reimburse you the purchase cost. If you used frequent flyer points, they’ll pay you the value of those points. If your flights are delayed or interrupted for over six hours outside of your control, they’ll cover additional accommodation, meals and expenses incurred while you wait.

Are existing medical conditions covered?

CGU cover 44 pre-existing medical conditions, as listed in the Product Disclosure Statement (PDS), at no additional cost. To find out if your condition is covered, CQU will ask you questions when you get a quote. If your condition is not on the list, you may need to complete a medical assessment.

Can I get cover for my expensive stuff?

The maximum amount CGU will pay for luggage depends on the level of cover purchased. You can choose to increase this level by specifying individual items on your policy (at an additional premium cost).

Is Pregnancy covered?

Yes, provided you are less than 24 weeks pregnant, it is a single pregnancy, there are no unexpected complications and your pregnancy was not medically assisted.

If your pregnancy was medically assisted or there are complications, you will need to complete a medical assessment to determine if cover is available.

If you are more than 24 weeks pregnant, you won’t be covered for any medical treatments required due to your pregnancy. Please check with your doctor before arranging travel plans.

Can I get travel cover if I’m on a temporary visa?

If you are a temporary resident of Australia with an Australian Visa, you can still get travel insurance. (CGU do not cover temporary residents on tourist or working holiday visas.) Please see the Product Disclosure Statement (PDS) for eligibility and further information. 

Get an online quote 

Insurance you can trust

Every day, thousands of Australians trust CGU Insurance.


Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL) trading as CGU Insurance (CGU). Any advice is general only. Consider the relevant PDS to see if a product is right for you. Queensland Country Credit Union Limited ABN 77 087 651 027 AFS Licence No. 244533 acts under its own Australian Financial Services Licence and under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 AFS Licence no. 227681 trading as CGU Insurance.