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Ultimate Home Loan Package

If you want a loan with lots of features and discounts, consider the Ultimate Home Loan package. For a $350 annual fee you get a range of ongoing discounts, saving you money over the life of your loan.

Features

  • Packages together home loan, credit card and transaction account
  • Discounted variable and fixed interest rate options
  • No establishment, document or monthly loan maintenance fees on eligible loan products
  • 10% discount on home and contents insurance for the first year, additional discounts available for insurance
  • $0 annual fee on Visa Credit card (saving $39 a year)
  • $0 annual fee on Rewarder credit card rewards program (saving $58 a year)
  • $0 establishment fee on personal loans (saving $120)
  • 100% mortgage offset account for owner-occupied home loans
  • Redraw facility on owner-occupied home loans
  • No penalties for extra repayments
  • Your choice to make repayments weekly, fortnightly or monthly

Find out more

Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.

Full Name *

Email

Phone*

Postcode*

Contact preference*
Message*

What will be the purpose of your loan?*
To live in For investment purposes

Where did you hear about us?*
Online Newspaper In-store Radio

 

 Apply NowHome Loan  Key Fact SheetContact Us

 

ProductInterest rateComparison rate
2 Year Fixed Special Package Home Loan Rate - where LVR is less than 90%
3.74.~
4.50.*
Discount Variable Package Rate (Principal & Interest) - where LVR is less than 70%
4.24.~
4.59.*
Discount Variable Package Rate (Principal & Interest) - where LVR is more than 70% and less than 80%
4.34.~
4.69.*
Discount Variable Package Rate (Principal & Interest) - where LVR is more than 80%
4.44.~
4.79.*
Discount Variable Package Rate (Principal & Interest)
4.64.~
4.99.*
Discount Variable Package Rate (Interest Only)
5.14.~
5.47.*
Investment Home Loan Discount Variable Package Rate - where LVR is less than 70% (Principal & Interest)
4.24.~
4.59.*
Investment Home Loan Discount Variable Package Rate - where LVR is less than 80% and greater than 70% (Principal & Interest)
4.34.~
4.69.*
Investment Home Loan Discount Variable - where LVR is greater than 80% (Principal & Interest)
4.45.~
4.79.*
Rates effective from 1 August 2018
Annual feeAmount
Annual fee
$350

 ~Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. Available for a limited time only. May be withdrawn at any time before a loan contract is entered into. For new borrowings involving a new mortgage to Queensland Country Credit Union Limited ('Queensland Country'). Not available for the restructure of existing Queensland Country or Queenslanders Credit Union loan facilities. The LVR excludes any Lenders Mortgage Insurance which may be required. Only available under the Ultimate Home Loan Package. Total borrowings must be $100,000 or more.

^^Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. Only available under the Ultimate Home Loan Package. Total borrowings must be $100,000 or more.

*WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. 

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochureAccount and Access Facility Conditions of UseFees and Charges brochureFinancial Services GuideLoan Interest Rate Schedule;and Credit Guide.

 

Interest Rate

Rate Comparison
Interest rate from
3.74% p.a. 4.50% p.a.

 

Interest rates effective 1 August 2018, subject to change.